HARRISBURG, Pa. (AP) - A federal judge says the insurance carrier for the children's charity founded by former Penn State assistant football coach Jerry Sandusky doesn't have to cover him for acts of abuse.

U.S. District Judge Yvette Kane's Friday ruling says Sandusky wasn't acting as an employee or executive of The Second Mile when he molested boys. She says Sandusky's behavior was personal. She sided with New Jersey-based Federal Insurance Co.

Sandusky was convicted of abusing 10 boys and faces multiple lawsuits. Prosecutors say he found victims through his charity. He was sentenced to 30 to 60 years in prison but is appealing.

Sandusky's appellate lawyer Norris Gelman says he's sticking with his client but ``without money it's going to be a little tough.''

Messages left for Federal Insurance attorneys haven't been returned.